Other Account Types

Traditional IRAs are attractive to individuals who expect to be in a lower tax bracket during retirement, or those who prefer to defer taxes into retirement.
 

Roth IRAs are attractive to investors who expect to be in a higher tax bracket during retirement, or those who prefer to preserve assets for later retirement years or future generations.

Inherited IRAs are established when an individual inherits an IRA or employer-sponsored retirement plan after the original owner passes away.
 

SEP IRAs may be attractive to self-employed individuals who want to save more for retirement than is allowed in Traditional and Roth IRAs or small businesses that want to offer retirement plans without incurring significant administrative costs.
 

SIMPLE IRAs may be attractive for self-employed professionals or small businesses who want to encourage employees to save for retirement without incurring significant administrative costs associated with 401(k)’s or other types of qualified retirement plans.
 

A solo 401(k) is an individual 401(k) designed for a business owner with no employees. IRS rules prohibit contributions to a solo 401(k) if you have full-time employees, but you can use the plan to cover yourself and your spouse into retirement.

Accounts designed for a variety of different financial planning purposes using qualified or non-qualified funds on behalf of a business.

Accounts designed for a variety of different financial planning purposes using qualified or non-qualified funds on behalf of an individual.

Accounts that can be designed in a variety of ways to meet specic requirements on how and when to use assets based on terms established in the agreement.