News & Events

Retirement Goals: A Cool Mom’s Guide to Retirement
May 5, 2022
  Women are at greater risk of spending all or part of their retirement in poverty than men. The gender pay gap and the difference in life expectancy are two main reasons for this discrepancy. Over their lifetime, the average woman makes less, works less, and is less likely to have full-time employment than the
Retirement Goals: 5 Retirement Planning Myths Debunked
April 19, 2022
  It can be challenging for investors to wade through all the tips and suggestions from friends, family, co-workers, and the internet regarding planning for retirement. Although you may have been told 1,001 things you should and shouldn’t do, there’s a good chance that some of these ideas aren’t true. In fact, some of these
Why More Investors Seek Alternative Retirement Options
April 12, 2022
  During the Global Financial Crisis from 2007-2009, the mechanics of the underlying market began to change. Central banks implemented quantitative easing (QE) programs worldwide to keep banks afloat and the markets on the up and up. These programs worked wonders initially, spurring a long-standing bull market that was met with continued QE any time
5 Tips to Diversify Your Retirement Portfolio
March 23, 2022
Portfolio diversification is a popular topic that has different meanings to different people. What most people can agree on, though, is that the aim of a diversified portfolio is to maintain overall positive growth through market fluctuation. So now you may be wondering how to diversify your retirement portfolio. Typically, one could start with an
Important Tax Dates & Deadlines for 2022
March 14, 2022
Whether you’re just getting started or you’ve been investing with a self-directed account for years, being aware of upcoming tax dates and deadlines should help you stay ahead in the 2022 tax year.      JANUARY 31  Digital Trust mails all account owners the following:  Forms 1099-R, 1099-INT, 1099-Q, and 1099-SA (as applicable)  2021 Annual Account
Portfolio Rebalancing Dos and Don’ts
March 10, 2022
Building a portfolio over time takes patience, interest, and investment knowledge. But letting it sit could mean missing out on opportunities to take advantage of better returns with different allocations. The longevity of an overall investment hinges on understanding what is a risk profile and personal portfolio balancing strategies.   What is Portfolio Rebalancing? Portfolio
How Does Inflation Affect Saving and Investing
March 1, 2022
Recent upticks in the United States Inflation Rate have brought attention to the economic term: inflation. It’s easy to notice that everyday items like a gallon of gas and a loaf of bread cost more than they did a year ago, but what does that mean for a typical consumer’s investments? The inflation and investing
10 Common Self-Directed IRA Questions
February 16, 2022
The world of self-directed investing with a SDIRA can seem complicated at first, but it can also be well worth the learning curve once your account is set up and running. Whether you’re just getting started or you’ve been investing with a self-directed account for years, it’s helpful to know the basics. To better serve
5 Self-Directed IRA Rules Everyone Should Know
February 1, 2022
A Self-Directed IRA allows you more investment flexibility than many other retirement plans, but it is of the utmost importance that individuals adhere to self-directed IRA rules. Below, you’ll find 5 Self-Directed IRA Rules every investor should know.   Rule #1: Certain Assets are Considered Prohibited Investments Self-Directed IRAs grant access to a world of
How Do Self-Directed IRAs Work?
January 24, 2022
Self-directing with retirement funds has increased in popularity over the past few years. While they’ve been around since the ’70s, Self-Directed IRAs (SDIRA) are still considered unfamiliar by many. While all IRAs are prohibited from a short list of investments deemed unfit by the IRS (https://www.irs.gov/retirement-plans/retirement-plan-investments-faqs), Self-Directed IRAs open a world of opportunity-from alternative assets